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Prime Lending Rate As an Economic Indicator Prime lending rates (PLR) relate to interest rates charged by commercial banks for the benefit of their clients solvents. Prime lending rates can also be described as the fees paid by companies first to banks in order to obtain funds. Commercial Real Estate Loans - Finding the "Right" Lender We recently closed a medical office building loan in Michigan, it was a cash out refinance with a loan amount of $2,300,000. It was a challenging loan for both the Doctor and us because of 1. The general weak condition of the capital markets in general, and exasperated by an even weaker Metro Detroit/Michigan market. 2. The Doctor only showed $36,000 of personal income. 3 His credit score was 638. Why You Need Inbound and Outbound Links On Your Website A website is like a train station, it has visitors that come and go through it to get around on the Internet. Think about it, whenever you visit a website, you click on a link that takes you to the next page that has the information on it your desire. Eventually if you click long enough you get to a web "station" that allows you to visit any website in the world. Workstations: Productive, Ergonomic and Healthy Over 150 million Americans go to work every day contributing to the growth and prosperity of the American economy. With an ever-growing, dynamic, and diverse workforce, the domestic economy continues to grow almost every year. The safety and health of our work force is and ongoing important issue. The Occupational Safety and Health Administration (OSHA), an agency within the U.S Department of Labor, is responsible for the enforcement of the laws enacted by Congress to protect America’s workforce. Google – SEO Strategic Partner or Competitor Since Google announced its acquisition of DoubleClick, there has been a great deal of angst from SEO Firms and SEO professionals alike. The reason: An SEO Company named Performics was included in the purchase as a part of DoubleClick’s business. SEO companies were concerned that the giant of the industry, Google, would now have a vehicle to unfairly compete with all Internet Marketing Companies by providing “access” to information that is not currently made available to SEO Firms in delivering their Internet Marketing Services to their clients. In addition, there have been many concerns expressed about the cost and price in fear that Google might package, discount or even give away high organic search rankings in special arrangements also not available to competing Search Engine Marketing Companies. Custom Chocolate Awards Rewarding an individual or group for a job well done, with the perfect item, can be a daunting task. There are hundreds of different products that you can choose which include engraved wooden plaques, custom acrylic awards, medals and embroidered shirts. The problem for the recipient is often finding a place to showcase their award. Recently, we have seen a significant increase in the number of custom chocolate awards orders being placed by company’s and individuals to show employees or individuals their appreciation for a job well done. Commercial Mortgage Interest Rates Commercial mortgage interest rates are a combination of the margin that the bank changes and the index that they use. For example if a bank quoted Prime (the index) plus 2% (the margin) you're actual or "effective interest rate" would be 7% (Prime is currently at 5%). Lenders use a wide range of indexes. On owner occupant transactions Prime is still very popular and is used much of the time. This is especially true with floating rate loans. The SBA 7a program still uses Prime for example. Commercial investment deals use a broad range of indexes. The treasuries are popular but each individual lender has their preferences. The index used is probably less important for the borrower than the margin that the funding bank uses. SEO Prices – Realities and Myths Search Engine Optimization (SEO), the service, and SEO, what you actually get, unfortunately are all too often mutually exclusive to each other. The primary reason for this is confusion in the marketplace of what you are actually paying for. We all understand numbers. But the buyer, the website owner, does not understand what to expect: Adverse Credit Business Loans - Easy Financial Access Having a multiple payment fault in a business person's name does not surprise anymore, as more and more such people have such history. Still, they can find adverse credit business loans on internet and pick up a suitable deal as per the terms-conditions. At the same time, it should be admitted that even these especial loans require the borrowers to win the lenders' faith in them. This can be done by proving that you are worthy of credit, implying that the business people need to produce all the documents of their trade in order to prove its repayment capability. Take a convincing repayment plan to the lender. As your FICO-score has plunged from acceptable levels of 650, make adequate efforts to first improve it to some extent. Also, take out copies of your credit report for ensuring that it has no errors. Asset Based Financing, Alternative Ways of Financing, Large Commercial Real Estate Projects Traditional financing provides much needed funding to advance major commercial or other tangible projects, and it is particularly beneficial to companies that plan months in advance. But what happens when funding is required immediately or clients have minimal experience? Asset-based financing can help clients avoid the complexities involved with traditional financing methods. The Challenge Because of many lenders' strict guidelines, the types of large commercial projects they will finance are limited. These agreements involve formal appraisals, third-party reports and approval from loan committees. In many cases, clients also need previous experience or equity partners to qualify. The approval process is long, complicated and uncertain. Commercial financing may also involve last-minute surprises should the bank or financial institution change terms or pull funding altogether. Even with adequate assets, the project may not garner approval. Worse yet, a bank can call its notes due at any moment, because its lending guidelines may have changed or their investors or regulators may not be satisfied with the lending institution's choice of investments. Commercial Business Loans - Help You Scale the Height of Success With the better chance to grow much more, a number of people prefer doing business. Now that you may need a good sum at such affairs, getting financial helps can be a good way to sail across the success route. Commercial business loans are easily available for such kind of purposes, where you can find any kind of your financial solution required by your business. 90% Commercial Loans - Does This Really Exist? Business owners as well as investors are constantly looking for way to increase their rate of return. One of the quickest way to do this in the commercial real estate industry is buy property with as little down as possible. However banks and lenders make the rules and dictate what the minimum are for down payments. Currently as of this writing there are really only two viable options for straight 90% commercial loans. And those options are restricted to the SBA and a couple of CMBS lenders that are still in business. These loans are only for business owners and not for investors. Secured Business Loan - Give Momentum to Your Business Business may be defined as an act of transaction between goods and money. A business can never be flourished without strong financial base. Most commonly, business run on credit. Manufacturing of goods, shipment and payment to the employee all are done prior to the payment released by party. A secured business loan ensures the smooth running of the company and bridge the gap of time between supply of the goods and its payment. Commercial Loan For Your Hotel Property Getting a commercial mortgage for a hotel property is very similar to getting a commercial mortgage for an owner occupied commercial property with a few subtle differences. The driving force for the majority of most hotel income is the RevPar or revenue per available room. RevPar is most commonly calculated by multiplying a hotels average daily room rate (ADR) by it occupancy rate and is a key indicator of performance. Rising RevPar is an indication that either occupancy is improving; the ADR is increasing, or a combination of the two. Commercial Financing with Bad Credit A wide range of small, medium and startup businesses with bad credit go for commercial loans. Commercial financing assists them to restructure their debts, preserve working capital, increase availability of funds, and reduce expenses. Commercial loans are usually given for a total period of 30 years. Bad credit commercial financing programs allow borrowers fast and flexible financing options. These are provided with low equity rates and far lower fees. Commercial financing with bad credit can be either secured or unsecured loans. Do You Want Chocolate Novelties or Hot Chocolate? Nothing tastes better when the weather starts to warm than a piece of delicious chocolate from Choconet. The feeling that chocolate evokes is something few other foods can duplicate. There is one hurdle that needs to be cleared in order for the consumer to receive the product in perfect condition, and that is the packaging and shipping of your chocolate item. Why I obsess over Web Standards I was recently reading an article on how Microsoft dropped the ball on developers and why several of them started to switch over to MAC OS X. Then I realized that the problem with Microsoft is that it represents the global large corporate mentality, mediocrity and lack of innovations. This is why Google is #1 and this is why no matter how much money a large company throws at the small competition, they can’t keep up. The Art of Brokering Commercial Loans Doc's Secret # 2: Biggest Mistake of the New Commerical Broker I take many calls each day as "The Money Doctor". I receive tons of calls from broker's around the country. These are all good, honest hardworking people. Many of these calls could have been avoided because the beginning commercial broker is not aware of the proper and proven operating strategies. Optimum7 Introduces SEO Copywriting Services Optimum7 is pleased to announce the addition of SEO Copywriting Services for its clients. Search Engine Optimization (SEO) is a service that promises to deliver high search engine rankings for targeted keywords. However, achievement of high rankings, particularly for highly competitive keywords, on the major search engines of Google, Yahoo and MSN requires a continuous stream of highly relevant and engaging content. This content needs to be primarily textual content and published both on the website and promoted for publication (syndicated) throughout the web via thousands of online publishing vehicles. Why Put Your Logo in Chocolate In this day and age everyone wants their product or service to stand out amongst the competition. Logo-branding an edible promotional product is one of the many ways to accomplish this. Companies have their names personalized onto practically everything from pens and tee shirts to mugs. Clients and prospects will often collect many of the giveaways at a specific event and then dump them into a drawer, never to be seen again. Why not try using delicious personalized chocolate for your next marketing campaign, or event. At your next trade show or corporate function, try handing out personalized Belgian Chocolate coins or foil wrapped chocolate squares with your logo and website printed on the wrapper. If you go cold calling door to door, our customized chocolate business card in a flip top box with your printed card attached, makes for a great conversation piece and gets you in the door when a conventional business card gets filed in the circular file under the receptionist’s desk. Commercial Loan Processing Explained It is important to understand the process behind commercial loan processing to gain an insight into how a financing institution assesses and decides on whether or not a loan is granted. While commercial loans provide an attractive source of income in terms of interest, lenders exercise a lot of care in evaluating borrowers to ensure that funds lent out are recovered along with the earnings. Why do I get spam emails? It is a question that a lot of people ask.To have a better understanding about why spammers spam, you have to look into the benefits of spam.Just like a Home Burglar, there is a financial aspect to their career decision 99% of the time. Not Using These 18 Steps to Generate FREE Traffic? This is my version of an article named “10 Steps to Generate Free Targeted Web Traffic”, I have edited and update it to included new techniques and eliminate items that are no longer relevant. Update with 8 more FREE traffic generating techniques. This is a guide to help those on a budget and/or do not want to spend money on advertising, but still want to generate huge amounts of traffic. You now actually can have your cake and eat it too. Commercial Loan Refinancing and Financial Funding Commercial loans once acquired are often never reexamined to insure that the best financing value has been negotiated. It is an understatement to say that the business world is dynamic and economic conditions are always evolving. Changes often occur that might indicate the need for the reevaluation of a company or individual position with respect to commercial loans. There are several important reasons that might cause one to consider refinancing of a commercial loan. A few of these reasons are enumerated below; Commercial Hard Money Loan Scenarios A commercial hard money loan is a non-conventional commercial real estate loan that is not made by a traditional bank. This type of commercial financing has been in use for over 50 years. Such loans usually have a first lien on commercial property. If a hard money loan has a secondary lien, it is known as mezzanine financing. Why You Need to Understand Latent Semantic Indexing Latent Semantic Indexing (LSI) is the underlying root of the entire major search engines' algorithms. There is a complicated Wikipedia version here How to Choose the Right Commercial Lender and the Right Commercial Loan It is often tempting to jump into the first opportunity for a commercial loan that you may come across. While your tendency may be to focus on how additional funds may support or expand your business or commercial real estate portfolio, you have to take the time to make two important considerations - choosing the right commercial lender as well as the right loan for your business. You should evaluate potential lenders as well as their commercial financing options to see which are best suited for your needs. RSS Feeds and How it Can Bring Your Site Traffic and Sales So, what is RSS? (Really Simple Syndication) That must be one of the most often-asked questions we get from our clients. It’s very normal for individuals to dismiss an idea or "glaze over" when they hear aterm such as "RSS" because they basically do not understand what it does. Innovative Ideas? Business Loans Are Your Answer New businesses come and go every day and innovation is part of each of those new businesses. Starting a new business takes conviction and guts but it also takes money. So if you have got an innovative idea that you want to see turn into a prosperous business but you don't have the financing you need then it's time to explore small business loans to see your idea come to life. Health Benefits of Chocolate from Choconet How can chocolate benefit your health? Chocolate is, and has consistently been one of the most popular treats in the world over the past last few hundred years. The myth that surrounds chocolate is that if it tastes that good, then it must be bad for your health. But the surprising reports from the medical community is that this decadent treat actually has a number of important health benefits, especially if you choose your chocolate intelligently. Let Your Business Fly High With Commercial Loans Every triumphant business gets expanded itself, they are not prearranged. If you believe in this saying, you cannot turn into a successful capitalist unless all the circumstances and stars are on your part only. Anyhow, a dominant business is always regimented and well-funded. Various economic experts and luminous business brains take rigorous care of all the under and over investments. The earning per share is generally high and all the human sources are provoked enough to do everything for the business and earn more than estimated for every share. This is a vision that every small and big corporates envisage. How To Apply For Commercial Loans The moment you make a search for commercial loans, you will be amazed by the various types of commercial loans that would be available for you. As a first-timer, it is natural that you are quite perplexed by this diversity, however a little bit insight will show that it is not so difficult to apply for a commercial loan. The best approach is restraint. In other words, do not be beleaguered by the variety…instead, use the present value of money concept to zero down on a particular commercial loan. In this way, you can reduce the interest rates and all applicable fees to a common value by discounting them to the present. How Can I Refinance A Commercial Loan? Loans are available for everyone in need. You may be a salaried class person or a businessman looking forward to raise money on the basis of commercial premises. However, when you borrow money on fixed rates, you are devoid of any favourable changes that take place in the market like a fall in the interest rate. In such circumstances, you might want to shift the lender to avail of the benefits of lower interest rates. Financing And Refinancing Through Commercial Loans Business establishments all over the world need a proper channel of cash flow so that they can maintain regularity in growth and diversification. As it is rightly said, finance is fundamental to the growth of an old business and vital for any businessman to put the business planning take into action. Loans for business purposes are available by pledging commercial properties or by borrowing without supplying any security. In both cases, there are lots of differences like the loan eligibility, the rate of interest offered by the lender, the loan tenure and repayment conditions. Maryland Commercial Mortgages - United States Commercial mortgages are mortgages that are provided by commercial lenders, generally at a higher rate than a domestic mortgage. There are a number of benefits of commercial mortgages. It helps to retain ownership of property to the borrower. The lender is only allowed to get an interest return on its mortgage and not a percentage of ownership that an investor would expect. Interest payments on mortgage are tax deductible and are made with pre-tax money. Working Capital Loan - Business Funding Was Never So Easy! To define a working capital loan in the simplest terms, one might say that it is a loan whose purpose is to finance everyday operations of a company. Anybody who has ever owned a business, or is running one currently, would know that a business often faces an urgent need of funds to keep operating smoothly. It may also find itself in need of funds in order to expand and grow. Under such circumstances, a working capital loan can be a veritable life saver. Cold Calling With Chocolate! Trying to procure new clients has always been a challenge for the average sales person. Knocking on doors and trying to get past the receptionist to see the person who makes the buying decisions is almost impossible. The receptionist is instructed not to allow you to see the buyer without an appointment, and to never give out the name or direct telephone number of the individual who makes the buying decisions. This is where you need to be a little creative to get the name and valuable appointment to make your presentation. Content is King, Traffic is Supreme "What should I put on my website?" That is the question I receive mostly from newcomers. The answer is very simple, content. You have to give your visitors and prospects a reason to go to your website, and keep going to your website. The Content Thou Art King The website's information; text, images, videos, audio, and other data are the content elements you provide. The flavor of the content should be unique, and entice the visitors to get involved in your website. The style of your writing, content will portray a personality in itself and provide flavor to your website. How Top Management Can Increase its Revenue Recently I read a great article about tapping into the hidden potential of the IT department, and it got me thinking about all the ways past employers missed opportunities towards improving customer satisfaction, internal productivity, product development … simply by “boxing me in” as the “IT Guy.” Quality Score – in the Google Algorithm While organic listings are based on relevancy alone, as evaluated and rated by Google’s algorithms, paid search, more specifically, paid search listings also are controlled by relevancy. This may seem counterintuitive when thinking of Paid Search. Paid Search by definition involves a bidding process specific to keywords and basic logic would indicate that the highest bidder would get the highest positions within the Paid Search Listings. However, Relevancy is the most important factor for Google, even as it applies to Paid Search. Google invests billions to make their results more relevant and this extends to its major profit contributor, paid ads. Internet Marketing Submissions Submissions involve the transmission of certain targeted information pertaining to your website and business across the web primarily related to increasing the promotion value of your website as measured by online presence and, more specifically, search engine presence. There are several different kinds of submissions that Optimum7 includes in its SEO services all aimed at improving the visibility / search engine rankings of the website. The following Optimum7 sub-specialties are all essential to achieving maximum search engine performance: The Industrial Process of Weighing The industrial process of weighing is truly found industry wide. It is used in shipping and receiving. It is used for chemical formulation and drum filling. It is used for mixing, batching and dispensing. Parts counting is often done by weight, when identical items are being counted. Personalized Chocolate Gifts Many Fortune 500 companies have turned to Choconet for their personalized Chocolate Gifts. Johnson & Johnson, IBM, Hilton Hotels, Verizon, and Frito Lay are just a few clients who we have worked with. What is the appeal of personalized Chocolate? For the recipient, the appeal is obvious: nothing satisfies a sweet tooth like High Quality Chocolate. For your company, the appeal is perhaps not as obvious, but certainly more rewarding. Personalized chocolate gifts, when provided by a first –rate supplier, can function as superior promotional tools. The track record of Choconet, one of the industries most respected suppliers of savory custom chocolate novelties, is prime evidence of this. Optimum7 Custom Work As Internet Marketing Experts, and through our consultative processes, we have often encountered unique issues, problems and opportunities, that fall outside of the definitions of our services as described throughout our website. Find The Right Pay Per Click Management Optimum7 Pay Per Click Management focuses on the sales and profitability of our clients’ websites. Our clients come to us for this service because they are seeking a focused approach to online advertising. Often these same clients wish to “bridge the gap” while Optimum7 SEO services are developing organic listings. The fact is that 30% of consumers and as much as 50% of businesses actually trust as first choice and/or click on the Sponsored Search Results in Google. This fact alone makes it critical for a well-defined, well-managed Pay Per Click strategy. Optimum7 Offers Customized Internet Marketing Solutions Optimum7, based in Morristown New Jersey with offices in Miami Florida, offers highly customized internet marketing services for small to mid-sized businesses (SME’s). The company offers online visibility programs to get their clients found on the Internet Search Engines such as Google or Yahoo. Delicious Custom Chocolate Coins One of the most innovative promotional strategies in the modern business climate relies on the ubiquitous “sweet tooth”. Today savvy business owners know that the originality of a marketing tool is half the battle. Personalized Chocolate Coins can be just what the doctor ordered for your company. Weighting Scales Have Been Needed For Thousands of Years Weighing scales have been used for thousands of years. Among some of the earliest sets of laws known to civilization, it was declared that people must use fair scales and weights. These rudimentary scales were typically a bar that was suspended in the middle by a string. There were pans on both ends of the bar. A known weight was placed on one pan, and the other pan was used to receive the material that was being weighed. So if a measure of grain was desired, the appropriate weight standard was used on one side, and the grain was poured onto the other side. Of course, the accuracy of this type of scale was very limited. It was dependent on attaching the string to the very center of the bar. It was also necessary to make sure that the two pans were of equal size and weight. Furthermore, the standard weights were typically anything but standard. New Office, Modern Furniture Modern Office Furniture; When the Modern Office replaced the “old office” the old office furniture went with it. Modern office furniture reflects the needs of young, dynamic, and creative businesses. Today businesses, trying to distinguish themselves from others, often use their office environment, workspaces and communication systems as key tools in distinguishing themselves from their competitors. Conference Room Furniture - Two Heads Are Better Than One Conference Room Furniture; Two heads are better than one. While the cliché can be overly used, it is nowhere more applicable than in the office environment. The conference room has long been considered the “war room” where corporations large and small bring their collective thoughts together to formulate ideas, delegate tasks and make things happen. Now we call them brainstorming areas. And with the advent of advancing technology, new work styles and numerous means of communicating, sometimes informally, there can be a variety of spaces where creativity and interaction takes place. Whether it is a conference room, a common space, a training room, or even a lunch area, MAiSPACE has the conference room furniture products to get you thinking. Benefits of Discount Office Furniture Discount Office Furniture; Buying office furniture is not something that you can take lightly; it is a major investment. You must consider the office floor plan, the ergonomics of your workstation environment, the amount of lighting, the storage space, the seating, and of course most importantly the cost. At MAiSPACE, we are keenly aware of these factors. We know that you are looking for the highest quality office furniture at affordable prices. When you start shopping for new office furniture we know it can be confusing, overwhelming, and even frustrating. High quality office furniture comes at high prices, and people expect low quality when a product is "cheaper." Not necessarily! At MAiSPACE we challenge this. Office Cubicles - It Started Back In The Sixties Office Cubicles; It started back in the sixties. For decades, before the birth of the office cubicle, offices had been designed around the hierarchy of “boss vs subordinate”. A typical commercial floor plan showed rows and rows of desks surrounded by a series of small, private offices. Support workers were visible and vulnerable to distraction. There work area was devoid of personalization and ignorant of personal work style. Office Workstation - office furniture standard Office Workstations; They have become the office furniture standard in the last 40 years. Over time it has evolved, improved and become indispensable to companies around the world. Maispace offers businesses the ability to comfortably accommodate their entire work staff by creating office furniture with beautiful, functional furniture that doesn’t break their budget. MAiSPACE simply offers the best value office workstation available. Boardroom Furniture - Today’s corporate world appearance Boardroom Furniture; In today’s corporate world appearance is everything. Where your company is located, its building, its interior design and furniture. A most important area in your company, however, is the boardroom where many critical business decisions are made. The boardroom reflect the corporate personality and the company’s overall image. It also sets the tone, even the right mood reflecting the important agenda items. To give the right signal to your clients and business partners, it is essential to choose the furniture that portrays your own corporate image. Meeting a client in the boardroom, one of the first things he will immediately notice is the appearance of your office – its design, its style, its orderliness, and its personality. Surround Yourself In Wood Office Furniture Wood Office Furniture; Today people spend more time in their workplaces, in fact, they literally live there. As people spend most of their time in their offices, the more important these workstations become. So does the workplace design. The increased demand for new offices at the turn of century urged the interior designers and architects to create functional, comfortable, friendly yet professional work environments. Yet this comfort and informality should not interfere with professionalism and productivity, especially in offices where the lines between work and personal spaces can easily be blurred. The office needs to be an engaging and stimulating place encouraging creativity and productivity. Also, the workplace says a lot about the personality of its owner. Individual is the heart of the workspace design. Everyone is unique and the office should reflect the realities, passions, interests, and needs of those who own it. It is very common to see people to put all the things that are passionate about in their offices. Most of the time these offices are showcases for collectibles filled with paintings, guns, and even toys. An office should also fit its owner's habits and lifestyle. For instance, it is not surprising to see a billiard table or chess board at today's work spaces. Office furniture - It 's everywhere Office furniture; It’s everywhere. Drive down any commercial street in any city and you’ll certainly find it. Watch almost any movie or television shown and it’s office furniture you’re bound to see. We are so accustomed to it presence we barely notice it but it is so important. Systems Furniture Offered By Office Cubicles Manufacturer Systems Furniture Buying Tips. Companies planning remodeled, new or expanded office facilities have the advantage of a wide variety of vendors from which to choose. Googling “Office Furniture Systems” yields more than 1 million results. Enter “Modular Office Furniture” and the choices narrow to 125,000. Furniture buyers can ease their task by becoming familiar with what to look for in systems furniture then seeking suppliers that offer not only product but ongoing support ranging from office floor plan designs through furniture installation and performance guarantees over the life of the system. Office Cubicle Systems Offered By Office Furniture Manufacturer Office Cubicle Systems; In 1968, Robert Propst broke ground in office furniture design, with his path breaking office cubicle. It was a revolutionary invention, ahead of his time. The idea of office systems furniture or the office cubicle was a completely movable office where desks and counters could easily adjust to fit the user’s body and movements. A height adjustable workstation allows you to reach the documents and your keyboard while seated or full standing. Custom chocolate is The Answer to Your Marketing Troubles Custom chocolate is the answer to your marketing troubles. Therein lays the perfect strategy to garner attention for your company, and to do it in a way that is both original and affordable. Choconet, the Internet's premium provider of custom chocolate for businesses, has a proven track record with fashioning the most delicious and memorable promotional molds, as well as countless other choices in truffles, lollipops, cookies, M&M variety packs, and foil-wrapped chocolate bars. Chocolate is a currently of the world When it comes to custom chocolate, no other company offers both the high quality chocolate (Belgian, Nestle, or Choconet’s own gourmet blend) and innovative concepts that you can find at Choconet's comprehensive and diverse website. Meeting Systems Furniture Challenges Stackable panel systems with floor-to-ceiling and off modular capabilities can be the common denominator to not only attractively fitting out lower cost Class B and C office space but also in meeting the technology and versatility requirements today and in the future. While large companies have the financial resources to either staff for or contract out to providers of turn-key office solutions, owners of small to mid-sized businesses face the cold reality of making this happen with the resources at hand. Integrated Furniture Systems as Solutions to High Real Estate and Construction Costs Soaring rentals for office space are forcing medium-sized businesses to seek out “bargains” in Class B and C buildings. These same businesses find added challenges in negotiating with landlords or securing contractors to fit out their spaces. The latest generation of systems furniture can bring affordable style to these spaces without sacrificing quality or value. Benefits include taking control of your workspace, providing an attractive and comfortable environment and increased flexibility. Systems Furniture and Next Generation Technology Living Together MAiSPACE Inc, in collaboration with The Siemon Company, was the first to offer modular office systems with a standards-compliant category 6 plug and play option. MAiSPACE solution is also backward compatible and fully supports category 4, 5, 5e, fiber optic and coaxial cable networking. Request for Proposals for Office Furniture And Systems Furniture The following paragraphs describe considerations that should go into crafting an RFP (Request for Proposals) to office furniture dealers and distributors supplying technology-compatible modular office systems. Managers may place more weight on certain considerations over others, but should insist that their vendors strive to meet all of these desirable features. Office Cubicles Offer Aesthetics and Worker Productivity It has been said that attractive surroundings contribute to worker morale, productivity and support the recruitment process. Today, dramatic designs and a wide variety of colors and textures are affordable options in office systems furniture and products. Modern manufacturing and assembly techniques, when coupled with state-of-the-art approaches to supply chain strategies and distribution systems, put beauty, durability, functionality and choice within reach of what otherwise would be considered modest budgets. Modular Office Furniture Overview Managing technology in the workspace has become a science of its own. For example, there are standards that govern the design and placement of voice, data and video cabling upon which employees depend for high-speed Internet access, for file sharing on their firms Local Area Networks (LANs) and to communicate with other company locations, customers and suppliers via intranets and extranets. Systems Furniture Benefits Stackable panel systems with floor-to-ceiling and off modular capabilities can be the common denominator to not only attractively fitting out lower cost Class B and C office space but also in meeting the technology and versatility requirements today and in the future. While large companies have the financial resources to either staff for or contract out to providers of turn-key office solutions, owners of small to mid-sized businesses face the cold reality of making this happen with the resources at hand. Benefits of Office Cubicles In the Achievement of Renovating Existing Space Offices and people continue to be on the move, according to a recent CoreNet Global survey. Of corporate end-users surveyed, nearly two-thirds reported at least 10 relocation projects in development, while one-fifth have more than 100 projects planned for the next 12 months. Access to customers and markets is the key location factor among corporate end-users, followed by cost savings and access to innovation. Other studies show that the average churn rate for most companies is 40% per year but can go as high as 200%. FURNITURE SYSTEMS AND OFFICE CUBICLES Today, modular open office panel systems are offered by a variety of manufacturers. Office managers and planners are confronted with a bewildering array of designs and price options. Purchasing decisions have grown more complex with the need to accommodate the massive increase in intelligence being accessed by employees. The term “computer-intensive workspace” describes a totally different environment than that of 30 years ago when a telephone, electric typewriter or shared word processing systems comprised office technology.

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